Whether you are buying your first home or refinancing your current mortgage, Mountain Empire Federal Credit Union, in association with myCUmortgage, has the right loan to fit your needs. Click below to compare loans, rates and closing costs or start your application.

Buying a Home

We work with you to find the mortgage option that best suits your financial needs. We offer the following types of home mortgage loans:

  • Conventional
  • Federal Housing Administration (FHA)
  • Veteran's Administration (VA)
  • Jumbo
  • Adjustable Rate (ARM)
  • USDA Rural Development Home Loan

Refinance Your Home

There are many reasons to refinance your home:

  • Lower your current interest rate
  • Reduce your monthly payment
  • Pay off your mortgage sooner
  • Convert to a fixed rate


Call a Mortgage Specialist today at 276-782-9639 option 2 for more details.